New Hampshire Mortgage Calculator
Estimate your monthly mortgage payment in New Hampshire with local property taxes built in. The typical New Hampshire home costs around $460,000, and the state's effective property-tax rate of 1.93% is above the U.S. average.
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Set an "extra payment / mo" above to see the impact here.
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Amortization schedule
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Property taxes in New Hampshire
New Hampshire's effective property-tax rate is about 1.93% of a home's value each year — higher than the U.S. average of 1.1%. On the state's median home price of $460,000, that works out to roughly $8,878/year ($740/month) added to your payment.
For the full formula and a worked example, see the main Mortgage Calculator.
Buying a home in New Hampshire
At a median price of $460,000, homes in New Hampshire are about 10% pricier than the U.S. median of $420,000. On a typical purchase with 20% down on a 30-year loan around 6.5%, the principal and interest comes to roughly $2,326/month. Adding New Hampshire's property tax of about $740/month brings the housing cost to around $3,066/month before homeowners insurance, any HOA dues and — if you put down less than 20% — PMI. Because New Hampshire's effective property-tax rate (1.93%) is above the national average, taxes here weigh more heavily on your monthly budget than in most states. Use the calculator above to swap in your own price, down payment and rate, and the local tax figure will adjust the total for you.