$28 an Hour Is How Much a Year?
$28 an hour is $58,240 a year if you work full-time — 40 hours a week for 52 paid weeks, or 2,080 hours a year. That's about $4,853 a month, $2,240 every two weeks, or $1,120 a week before tax. Few hourly jobs run exactly 40 hours though: at 30 hours a week the same rate yields $43,680 a year, and overtime at time-and-a-half pays $42.00 an hour. Use the calculator below to set your real hours, and see the part-time table and the federal take-home estimate further down.
$28 an hour breakdown
Prefer the other direction? See $58,000 a year is how much an hour, or use the full Salary Calculator.
$28 an hour part-time and overtime
Hourly pay scales with your schedule, so the "how much a year" answer depends on the hours you actually work. Here's $28 an hour across common weekly schedules (52 paid weeks), plus the overtime rate — most non-exempt workers earn at least time-and-a-half ($42.00/hr) past 40 hours a week under the FLSA.
| Hours per week | Weekly pay | Annual pay |
|---|---|---|
| 20 hrs | $560 | $29,120 |
| 25 hrs | $700 | $36,400 |
| 30 hrs | $840 | $43,680 |
| 35 hrs | $980 | $50,960 |
| 40 hrs (full-time) | $1,120 | $58,240 |
$28 an hour after taxes
Full-time at $28 an hour ($58,240 a year), estimated federal income tax is about $4,809 for a single filer taking the 2026 standard deduction — an effective rate of 8.3%, with the top dollar taxed in the 12% bracket. That leaves roughly $53,431 in federal take-home pay: about $4,453 a month, or an effective $25.69 an hour. Social Security and Medicare (FICA, about 7.65%) come out of every paycheck on top of that, and most states add income tax of their own — while nine (including Texas and Florida) charge none. Try other filing statuses in the Income Tax Calculator.
Federal income tax only (2026 brackets, standard deduction, full-time hours). Excludes FICA and state/local tax.
Jobs that pay around $28 an hour
These occupations have a national median wage closest to $28 an hour (full-time equivalent), per the Bureau of Labor Statistics (OEWS, May 2024). Actual pay varies widely by state, metro area and experience.
| Occupation | ≈ Median hourly | Median annual |
|---|---|---|
| Real estate agents | $27.22 | $56,620 |
| Firefighters | $27.46 | $57,120 |
| HVAC technicians | $27.55 | $57,300 |
| Graphic designers | $28.32 | $58,910 |
| Insurance sales agents | $28.40 | $59,080 |
How $28/hr compares to nearby wages
| Hourly wage | Annual | Monthly | Federal take-home |
|---|---|---|---|
| $25 an hour | $52,000 | $4,333 | $47,940 |
| $26 an hour | $54,080 | $4,507 | $49,770 |
| $30 an hour | $62,400 | $5,200 | $57,092 |
| $32 an hour | $66,560 | $5,547 | $60,747 |
| $28 an hour (this page) | $58,240 | $4,853 | $53,431 |
Take-home is federal income tax only (2026, single filer, standard deduction, full-time hours), before FICA and state tax.
Is $28 an hour good pay?
Benchmarks help here: the typical U.S. full-time worker earns around $60,000 a year — about $28.85 an hour — which puts $28 roughly 3% below the middle of the pack. The federal minimum wage remains $7.25, though most states set higher floors and many cities higher still. Whether $28 an hour feels comfortable depends most on local housing costs, how many hours you're actually scheduled, and who the paycheck supports. Remember these are gross figures — after federal tax, FICA and any state tax, your effective hourly rate is closer to $25.69, so budget from take-home pay rather than the headline rate.